Finance Analyst Job at Lidya

Lidya is a financial services platform to improve access to credit and finance across frontier and emerging markets starting with Nigeria. Launched in November 2016, with a mission to close that yawning credit gap, both in Nigeria and across emerging markets where there is a $2.6 Trillion SME credit gap worldwide.

We are recruiting to fill the position below:

Job Position: Finance Analyst
Job Location: Lagos

Job Description

• The Finance Analyst position is responsible analyzing financial data and developing profit-focused action plans.
• You will be a fundamental contributor to the fiscal health and success of Lidya with the ability to effectively communicate complex financial information in a clear and concise approach.

You will work closely with the finance team and be fully responsible for:

• Financial Reporting: Researching, monitoring, and analyzing financial data to be a fundamental contributor to the fiscal health and success of Lidya, including but not limited summarizing data to structured reports on Lidya’s and client’s financial status and risks.
• Loan Portfolio Growth: Support the evaluation, authorization and approval of loans given to customers including, ensuring that credit appraisals and documentations are completed properly.

Key tasks and responsibilities

• Coordinating with other members of the finance team to review financial information and forecasts.
• Verification of documentation presented for all loan applications and ensuring they meet KYC, loan assessment and any other documentation as required by the Lidya and by the regulators.
• Managing the cost analysis process by establishing and enforcing policies and procedures.
• Preparing weekly, monthly, quarterly, and yearly operating reports to present to senior management and provision of recommendations for improvements based on trends.
• Supporting the preparation of annual financial information be provided to the external auditors.

Desired Qualifications

• 1 to 4 years+ of experience (preferably commercial) working with an Investment Bank, Commercial Bank, Management Consulting Firm or in a Finance Analyst Role.
• Ability to plan, implement, and administer financial information and control systems. Knowledge of the principles, processes, and standards for integrated financial analysis and reporting.
• Bachelor's degree in Finance, Accounting, Statistics, Mathematics, Engineering, Investments or a related Business discipline.
• Self-starter with the desire to contribute from day one to supporting Lidya in providing premier financial services.

Skill set:

• Strong analytical skills including the ability to read and assess both individual and company financial statements – profitability, cash flow and debt service capacity analysis + projections.
• Ability to extract data from financial systems, manipulate in offline environments such as Excel, and assist in the preparation of financial models.
• Outstanding communication and interpersonal skills, must be comfortable interacting with senior-level management and making data-driven recommendations.