Loan Officer Job at TeamAce

At TeamAce, we help businesses across different industries thrive. We work with businesses to create their desired change by getting the right people, designing bespoke business processes, leveraging data, applying insights and technology. We combine our expertise and take different bespoke approaches to solve different business challenges because we believe there is no one size fits all approach. This way, you keep your eyes on the prize and thrive.

We are recruiting to fill the position below:

Job Position: Loan Officer
Job Locations: Lagos, Kaduna, Kano
Employment Type: Full-time

Key Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Job Requirements

• BSc degree in finance, economics or a related field.
• Must have worked in either Lapo or Addosser Microfinance Bank.
• Proven working experience as a Loan Officer
• Familiarity with computers and banking applications/software
• Solid understanding of direct / indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal-oriented environment

Salary
N150,000 (Monthly).

Method of Application
Interested and qualified candidates should send their Curriculum Vitae to: emmanuel@team-ace.net using the Job title as the subject of the mail.