Credit Officer

Pruvia Integrated Limited - Our client, a key player in the Financial Institution is looking to recruit suitably qualified candidates to fill the position below:

Job Position: Credit Officer
Job Location:
 Lagos

Job Description

  • To facilitate lending, credit worthiness, and risks to clients.
  • The ideal candidate should possess an in-depth knowledge on sales and marketing with excellent track record of achievements.

Responsibilities

  • Meet with clients to obtain information for loan applications and give details about the process.
  • Explain to clients the different types of loans and credit options that are available as well as the terms of services.
  • Assess clients’ financial status.
  • Approve loans within specified limits and refer loan applications outside those limits to management for approval.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Evaluate credit worthiness and risks.
  • Maintain updated records of loan applications.
  • Follow up with clients about renewal

Requirements

  • Proven work experience as a credit officer
  • Strong analytical and interpersonal skills
  • Must be target-oriented and commission driven.
  • Minimum qualification, OND/HND/B.Sc
  • Applicants must be within the age bracket of 22-35 years
  • Applicants must reside within Oshodi, Lagos Island, and Iyana-Ipaja