Job Vacancies at Cellulant

Cellulant is Africa’s no.1 company in the payments & transfers category - FIntech Awards 2016. We are a PPISP (Payment Platform Infrastructure Service Provider) regulated by the Central Bank of Nigeria (CBN) and insured by Nigerian Deposit Insurance Corporation (NDIC).

We are recruiting suitably qualified candidates to fill the following positions below:

1.) Analyst, Treasury

Job Location: Lagos
Employment Type: Full-time
Category: Treasury 

Job Summary

  • The role will involve supporting settlements across the group. The role will also involve daily cash positioning, FX execution and a relationship with the bank to address daily operational issues related to treasury.

Core Responsibilities 

  • Liaising with the settlement and reconciliation team to obtain settlement due for the day 
  • Updating the cash position file daily to ensure the cash balances and outstanding settlements for the day are captured accurately 
  • Assist in updating of bank mandates in the region
  • Ensuring that the liquidation from alternative payment methods and Aggregators is done in the region 
  • Involvement in cash flow planning and reporting
  • Uploading manual settlements as per settlement file and deducting the bank charges due.
  • Liaising daily with the bank to solve operational issues related to treasury. 
  • Executing the FX transactions 
  • Involvement in automation projects


  • BCom, Economics or applicable business-related courses.
  • Minimum GPA of 2.1 (second upper class)
  • CTP qualification added advantage

Must-Have Experience: 

  • At least  2-3 years of experience in treasury department
  • Previous experience in Payments/Settlements/Back Office Role
  • High competency of Outlook, Microsoft Office & Excel
  • Knowledge of different payment types
  • Ability to prioritize and manage time efficiently

Experience that will count in your favor:

  • Knowledge on Fintech operations 
  • Banking experience


  • Strong team player with the ability to also work independently
  • An ability to work in a fast-moving, pressured environment keeping focus on deadlines and tasks
  • Demonstrate the ability to communicate effectively to a wide variety of audiences
  • Act with integrity and confidentiality
  • Planning skills
  • Analytical skills

Personal Attributes:

  • Attention to details 
  • Self-drive 
  • A problem solver with good judgment
  • A good and clear communicator who has confidence

N500,000 / month and above.

Click here to apply online


2.) Principal, Credit Risk

Job Location: Lagos
Employment Type: Full-time
Reports To: Compliance

 Job Summary

  • Our rapidly growing FinTech company is seeking a seasoned Credit Risk Manager to establish and lead our credit risk function across multiple jurisdictions in Africa.
  • The successful candidate will play a pivotal role in crafting strategies, developing policies, and implementing processes to manage and monitor credit risk efficiently.
  • Collaborating closely with the Head of Risk and participating actively in the risk committee, the Credit Risk Manager will ensure our company remains at the forefront of financial industry best practices while maintaining a strong compliance and audit-ready posture.

Core Responsibilities
Establishing the Credit Risk Function:

  • Design and implement a comprehensive framework for credit risk management in line with the company's objectives and regulatory requirements.
  • Collaborate with the Head of Risk to devise strategies and policies that align with the company's risk appetite.
  • Procure and implement cutting-edge tooling and software to automate processes, ensuring the credit risk function operates with high efficiency.

Risk Assessment & Monitoring:

  • Conduct in-depth creditworthiness evaluations of potential business clients, leveraging financial statements, cash flows, and payment histories.
  • Continuously track the credit profiles of existing clients and initiate necessary actions based on emerging risk patterns.

Reporting & Analysis:

  • Deliver regular reports on the company's overall credit risk posture, spotlighting any areas of concern.
  • Oversee credit research, analyzing emerging trends, challenges, and opportunities in the market.

Operational Excellence:

  • Manage the end-to-end credit application process, ensuring timeliness and accuracy.
  • Create and supervise credit portfolios, ensuring optimal balance and diversity.
  • Champion credit risk projects and initiatives, driving innovation and best practices in the function.

Committee Participation & Leadership:

  • Act as a key member in risk committee meetings, providing insights, recommendations, and updates on the credit risk landscape.
  • Oversee compliance and audit readiness, ensuring the credit risk function adheres to both internal standards and external regulations.

Industry Awareness:

  • Continuously update knowledge on financial industry norms, regulatory changes, and best practices, ensuring the company remains a leader in the credit risk domain.

Qualifications & Experience
Must-Have Experience:

  • Strong understanding of the African financial landscape and regulatory requirements across multiple jurisdictions.
  • Demonstrated experience of a minimum of five to eight years in a similar credit risk role, within the FinTech sector, Bank or a Licenced Financial Institution.
  • Managing the end-to-end process flow of the credit risk process.
  • Card Risk experience.

Nice To Have Experience:

  • Certification in Credit Risk Management


  • Bachelor's Degree in Finance, Business, or a related field.
  • A Master's Degree or additional qualifications in Risk Management is a plus.
  • Proven experience in a similar credit risk role, preferably within the FinTech sector.
  • Demonstrated ability to set up and lead a credit risk function, including the procurement and implementation of relevant tools and software.


  • Excellent analytical, decision-making, and leadership skills.

Personal attributes:

  • Strong collaboration and communication abilities.
  • Ability to thrive in a fast-paced, multi-cultural environment.
  • Strong ethical standards and integrity.
  • Strategic thinker with a hands-on approach to problem-solving.
  • Passionate about innovation and driving efficiency through technology

Click here to apply online



3.) Senior Specialist: Tax (West Africa)

Job Location: Lagos
Employment Type: Full-time
Reports To: Principal Tax

Job Summary

  • As a Senior Specialist Tax at Cellulant, you will play a critical role in managing and optimizing our tax strategies to ensure regulatory compliance and minimize tax liabilities.
  • You will collaborate with cross-functional teams, contribute to financial planning and analysis, and drive process improvements related to taxation.
  • This position reports to the Group Tax Manager and is an integral part of the CFO function.

Core Responsibilities

  • Tax Compliance: Ensure compliance with all relevant tax laws, regulations, and filing requirements. Prepare and file accurate and timely tax returns, including income tax, VAT, withholding tax, and other related taxes.
  • Tax Planning: Work with the Group Tax Manager to ddevelop and implement tax planning strategies to optimize the company's tax position, reduce tax liabilities, and maximize tax benefits.
  • Tax Analysis: Analyze financial data and transactions to identify potential tax issues and opportunities. Provide recommendations to minimize tax risks and costs.
  • Tax Accounting and Reconciliation: Ensure we are accounting for Tax correctly in our General Ledgers and reconciling all Tax GLs in the markets.
  • Reporting and Documentation: Maintain comprehensive records and documentation related to tax matters. Prepare tax reports and presentations for internal and external stakeholders.
  • Transfer Pricing: Ensure compliance with transfer pricing regulations, including documentation and adherence to arm's length principles.
  • Policy Development: Work with the Group Tax Manager to contribute to the development and implementation of tax policies, procedures, and controls to ensure efficient tax management.
  • Cross-functional Collaboration: Collaborate with various departments such as Legal, Accounting, and Operations to ensure tax considerations are incorporated into business decisions and strategies.
  • Tax Audits: Manage tax audits and investigations, working closely with external auditors and regulatory bodies. Resolve any tax disputes or discrepancies efficiently.
  • Stay Informed: Stay up to date with changes in tax laws, regulations, and industry best practices, and ensure the organization remains compliant.
  • Process Improvement: Identify opportunities for process improvements related to taxation, driving efficiency and accuracy in tax-related activities.

Qualifications & Experience

  • Bachelor's Degree in Finance, Accounting, or a related field. A relevant professional qualification (e.g., CPA, ACCA, CTA) is a plus.
  • Minimum of 5 years of experience in tax management and accounting preferably both in consulting (audit/Tax consultancy firm) and industry (a multinational or fintech environment).
  • Strong understanding of local and international tax laws and regulations.
  • Proficiency in tax software and financial software tools.
  • Excellent analytical and problem-solving skills.
  • Strong communication and interpersonal skills for collaboration and stakeholder engagement.

Experience That Will Count In Your Favor: 

  • Minimum of 5 years of experience in tax management, preferably both in consulting (audit/Tax consultancy firm) and industry (a multinational or fintech environment).


  • Tax Compliance and Planning
  • Financial Analysis
  • Regulatory Knowledge
  • Problem Solving
  • Good Communication
  • Tax Accounting and Reconciliation
  • Analytical and Attention to Detail
  • Team Player

Personal Attributes:

  • A self-driven and hardworking individual who is continuously learning and is adaptable to change.
  • A team player with great communication skills (both oral and written).

Click here to apply online