Job Vacancies at Digitvant Microfinance Bank

We offer a comprehensive digital banking experience, featuring savings, loans, fund transfers, and online payments via our website and App. Our platform allows customers to manage their finances efficiently and access a wide range of personalised services to meet evolving needs.

We are recruiting to fill the following positions below:

1.) Credit Analyst

Job Location: Ikeja, Lagos
Employment Type: Full-time

Job Summary

• The Credit Analyst will be responsible for evaluating credit data, assessing the creditworthiness of potential and existing clients, and making recommendations to support sound lending decisions.
• The ideal candidate will have strong analytical skills, a keen eye for detail, and experience in credit risk assessment.

Key Responsibilities

• Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess risk.
• Review loan applications to determine eligibility and repayment potential.
• Recommend loan terms based on risk assessment.
• Monitor existing credit accounts to identify early warning signs of potential default.
• Prepare detailed credit reports and present findings to Management.
• Ensure compliance with company policies, regulatory requirements, and industry best practices.
• Collaborate with the recovery team to manage delinquent accounts.

Requirements

• Bachelor’s Degree in Accounting, Banking and Finance, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis, preferably in a fintech, banking, or microfinance setting.
• Strong knowledge of credit risk principles, lending regulations, and financial analysis.
• Excellent analytical, problem-solving, and decision-making skills.
• Proficiency in Microsoft Excel and financial modeling tools.
• Strong attention to detail and accuracy.
• Good communication and report-writing skills.

Method of Application
Interested and qualified candidates should send their CV to: b.owoyemi@digitvant.com and hr@digitvant.com using "Credit Analyst" as the subject of the mail.

2.) Driver

Job Location: Iba / Ikeja, Lagos
Employment Type: Full-time

Job Summary

• The Driver will be responsible for conveying staff, operating company vehicle safely and maintaining it in good condition.

Key Responsibilities

• Safely drive company staff to designated locations.
• Adhere to all traffic laws and company driving policies.
• Keep vehicles clean, fueled, and properly maintained at all times.
• Perform routine checks on the vehicle and report any mechanical issues promptly.
• Maintain accurate trip and mileage records.
• Assist with loading and unloading of goods as required.

Requirements

• Minimum of SSCE (Senior Secondary School Certificate).
• At least 4 years of proven driving experience, preferably in a corporate setting.
• Valid driver’s license, Valid LASDRI and a clean driving record.
• Good knowledge of road safety regulations and city routes.
• Punctual, disciplined, and respectful.
• Ability to work flexible hours when required.

Method of Application
Interested and qualified candidates should send their CV to: b.owoyemi@digitvant.com and hr@digitvant.com using “Driver Application" as the subject of the mail.

3.) Enterprise Risk Officer

Job Location: Ikeja, Lagos 
Employment Type: Full-time

Job Summary

• Are you passionate about building strong risk frameworks that support innovation in financial services? Join our team as an Enterprise Risk Officer and help us protect and grow a dynamic organization at the forefront of digital finance in Africa.

Key Responsibilities

• Develop and implement enterprise-wide risk management frameworks and policies.
• Identify, assess, and monitor operational, financial, compliance, and strategic risks.
• Conduct risk assessments and maintain a comprehensive risk register.
• Coordinate business continuity and disaster recovery planning.
• Report on risk exposures and mitigation strategies to senior management and regulators.
• Foster a culture of risk awareness across the organization.

Requirements

• Candidates should possess a Bachelor’s Degree / MBA with 3+ years of experience.

Method of Application
Interested and qualified candidates should send their CV to: b.owoyemi@digitvant.com and hr@digitvant.com using the subject "Enterprise Risk Officer" as the subject of the email.