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Legal Officer Job at ACCION Microfinance Bank Limited

Accion Microfinance Bank Limited  - Established in 2006, began operations in May 2007 on license from the Central Bank of Nigeria. Our management team comprises seasoned and distinguished professionals from diverse backgrounds complemented by the expertise of our technical partners, ACCION International. At Accion Microfinance Bank our core values, business philosophy and methodology distinguish us as one of the leading microfinance banks in Nigeria.

We are recruiting to fill the position below:

Job Position: Legal Officer
Job Location:
 Lagos

Job Responsibilities


  • Draft, review and negotiate third party agreements, contracts and service level agreements between the Bank & provide legal opinion before execution
  • Liaison with necessary law enforcement agencies as may be required from time to time
  • Interpretation of laws, regulations and courts decisions as they affect the Bank and or services rendered by the Bank
  • Provide legal support and documentation and protect the interests of the Bank from legal liability and, as necessary, to provide legal defense in cases filed against or instituted by the Bank
  • Provide all necessary legal and advisory services
  • Issue legal opinions on regulatory, institutional and financial issues arising from the interpretation of documentation relating to the Bank
  • Manage all assets presented as collateral security and liaise with the Nigerian Police Force and other enforcement agencies for repossession in line with the Bank processes and procedures
  • Support the Bank?s Recovery Unit to guarantee an effective recovery process in line with the Bank policies
  • Work with and provide support to other members of the Legal Team
  • Attend and observe client interviews and court proceedings as required and submit a report to the Legal Manager
  • Handle any legal issue(s) regarding the Bank and perform other duties and responsibilities, as may be assigned from time to time

Qualification & Experiences

  • Minimum of a good Bachelor's degree in Law
  • 1-2 years post NYSC experience in a debt recovery role; preferable with financial services or microfinance
  • Effective communication and reporting skills required
  • Computer literate - Proficiency in the use of Microsoft office programs

Key Performance
Required Knowledge:

  • Teamwork - Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interest; Able to build morale and group commitments to goals and objectives
  • Motivation - Sets and achieves challenging goals; Demonstrates persistence and overcomes obstacles
  • Quality - Demonstrates accuracy and thoroughness; Looks for ways to improve and promote quality; Applies feedback to improve performance; Monitors own work to ensure quality.
  • Planning - Organizing - Prioritizes and plans work activities; Uses time efficiently; Plans for additional resources; Set goals and objectives; Organizes or schedules other people and their tasks; Develops realistic action plans
  • Investigative Skills-Ability to conduct an effective customer interview process; Ability to listen effectively and inquire rightly
  • Teamwork-Balances team and individual responsibilities; Contributes to building a positive team spirit; Puts success of team above own interest; Able to build morale and group commitments to goals and objective