Loan / Credit Officer Job at Rich-Oak

Rich-Oak is a fast growing investment, micro-lending and cooperative organisation dedicated to providing financial solutions to all classes of Nigerians. We have a vision of making two-third of Nigeria`s population financially free.

We are recruiting to fill the position below:

Job Position: Loan / Credit Officer

Job Location: Lagos

Duties

• Meet with loan applicants to gather personal information and answer questions to evaluate their loan application and risk.
• Assist to answer all loan services and customer phone calls.
• Explain to applicants the types and terms of each loan to determine a loan that is suitable for their specific needs
• Manage all loan payment methods and prepare all loan submission document
• Track and maintain credit and loan information
• Manage all communication with internal departments to facilitate all loan process.
• Seek out new loan clients by contacting organizations and people.
• Work with existing clients to strengthen relationships, encourage referrals and enhance your relationship among others seeking loans
• Expand the loan client n base by bringing in more clients.

Qualifications / Requirements / Skills

• Minimum qualification of B.Sc in Finance and Social Management related courses
• Professional certification is an added advantage
• Be a good judge of character
• Willingness to learn and grow in the job
• 2 years experience in a microfinance organisation will be highly considered as an edge
• Outstanding interpersonal and communication skills
• Understanding of loan regulations
• Excellent decision-making skills in emergencies
• Knowledge of computer office tools in getting job done
• Mental stamina in processing loans
• Customer service-oriented with exceptional sales skills.

Method of Application
Interested and qualified candidates should send their CV to: careers.loan@rich-oak.com using the "Job Title" as the subject of the email.

Note: Only eligible candidates will be contacted. We appreciate your time and response, and we hope to be in touch shortly.