Credit Analyst - Microfinance

Workforce Group – Our client, a leading Microfinance Bank on the Island in Lagos, is currently recruiting suitable and qualified candidates for the position below:

Job Position: Experienced Credit Analyst
Job Location: Lagos
Function: Operational Role
Industry: Banking
Job Description

    As a Credit Analyst you will be responsible to determine the credit worthiness of people or companies applying for loans.

Responsibilities

    Gathering information about clients
    Reading financial briefings
    Keeping company credit exposures within set risk bearing limits
    Completing loan application forms and submitting to loan committees for approval
    Using credit-scoring systems for small credit amounts (such as small unsecured personal loans)
    Keeping knowledge of key issues up-to-date (for example legal, market risk and compliance issues)
    Helping to enhance the quality of credit applications
    Assessing, analyzing and interpreting complicated financial information
    Undertaking risk analysis by developing statistical models
    Visiting clients
    Making recommendations about procedural/policy changes.

Qualifications/Requirement

    OND/HND/B.Sc in any relevant discipline
    Solid experience as a Credit Officer or Analyst in a Financial Institution.
    Preferred Location: Applicants staying around Lekki Phase 1, Lagos.