Credit Risk Analyst Job at Motion Yield Limited

Motion Yield Limited - The focus is your need and our approach to consumer finance provides the key that connects you to your dreams. We are Nigeria's leading consumer finance provider managed by a team of young professionals that have experience in consumer finance and banking, spanning over a decade. Our team members are all experienced and qualified, with the ability and authority to make quick logical and intelligent decisions relating to credit. To provide finance to consumers within our target market at ease, in the quickest way. To be Nigeria's premier consumer finance provider, with a focus on financial solutions & systems.

We are recruiting to fill the position below:

Job Position: Credit Risk Analyst

Job Location: Onipan, Lagos
Employment Type: Full-time

Job Description

• Reviewing loan applications for potential risks, including an applicant’s ability to repay the loan
• Reviewing financial statements to determine the company’s ability to repay its debts
• Monitoring loans to detect signs of financial distress or possible fraud
• Preparing monthly reports of risk assessments by summarizing and analysing loan performance
• Updating loan policy on a periodic basis
• Analysing financial data to assess risk exposure and recommend solutions
• Reviewing a borrower’s credit history to determine their risk of defaulting on a loan or other financial obligation
• Communicating findings with other team members within the lending institution or other parties involved in the decision-making process
• Preparing monthly reports for credit bureau and insurance updates.
• Other duties that may be assigned.

Requirements

• Minimum Qualification: B.Sc in Banking & Finance, Business Administration, Risk Management, Accounting, Economics, Management or any related discipline. Postgraduate degree and professional certifications are beneficial.
• Minimum Required Experience: 3 years.

Required Skills:

• Technical acumen;
• Problem-solving and decision-making abilities;
• Negotiation skills and the ability to influence people;
• Good communication and presentation skills;
• Commercial awareness;
• Analytical skills and a good eye for detail;
• Ability to multi-task;
• Planning and organisation skills;
• Numerical skills and the ability to evaluate costs;
• Ability to understand broad business issues.

Method of Application
Interested and qualified candidates should send their CV to: motionyieldrecruitment@gmail.com using the Job Position as the subject of the mail.