Credit Officer Job at Kloverharris Limited

Kloverharris Limited is a Human Resource/IT Consulting company that provides high quality services to businesses across Africa. We pride ourselves in how well we assist organizations overcome challenges that bother on optimal performance by proffering a wide array of solutions using deep IT expertise, industry- wide expertise and highly proficient tools.

We are recruiting to fill the vacant position below:

Job Position: Credit Officer
Job Location: Lagos

Job Description

• We are looking to recruit Credit Officers to facilitate lending, credit worthiness, and risks to clients.
• The ideal candidate should possess an in-depth knowledge on sales and marketing with excellent track record of achievements.

Responsibilities

• Creations & monitoring of quality risk assets (Term Loans, Overdraft, Distributions finance, Schools support assets finance, mortgage Loans, Trade finance, LPO contract finance. Assets finance.
• Ensured credits is packaged within the policies and procedures of the bank.
• Monitoring the loan portfolios and followed up on repayments.
• Rendering sound financial advice to clients
• Conduct qualitative credit appraisals of client’s business. E.g. cash flow, profitability P&L and balance sheets.
• Review loan application to ascertained credit worthiness of the clients.
• Packaging of customers credit request.
• Sourcing of new RQR via direct marketing
• Monitoring of disbursed and loan in arrears
• Pro- active recovery of loans in overdue
• Assuring long term relationship through high customers satisfaction, reaching a high ration of revolving customers
• Establishing of new relationships and sustaining them
• Booking / executing of transactions
• Securing deals
• Follow up and prospect for customers
• Performing of any other marketing functions as may be assigned.

Requirements

• Interested candidate should possess minimum 6 years extensive Credit experience.
• Minimum of a B.Sc. Accounting, Social Sciences
• Strong analytical and interpersonal skills
• Must be target-oriented and commission driven.

How to Apply
Interested and qualified candidates should send their CV to: kloverharrisrecruitment@gmail.com