Credit Officer Job at Michael Stevens Consulting
Michael Stevens Consulting - Founded in 1991 & headquartered in Nigeria, we are a leading business and management consulting firm with offices in 3 states in Nigeria and Accra in Ghana.
We are recruiting to fill the position below:
Job Position: Credit Officer
Job Location: Port Harcourt, Rivers
- We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
- Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience
- Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyze risks and approve or reject loan requests
- Calculate financial ratios (e.g. credit scores and interest rates)
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- BSc in Banking and Finance, Economics or related field.
- Minimum of 2 years experience.
- Proven work experience as a Credit Officer, Loan Officer or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Customer service experience
- Not older than 29 years of age at next birthday
Method of Application
Interested and qualified candidates should send their CV to: firstname.lastname@example.org with the "Job title" as the subject of the email.
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