Credit Officer Job at Michael Stevens Consulting

Michael Stevens Consulting - Founded in 1991 & headquartered in Nigeria, we are a leading business and management consulting firm with offices in 3 states in Nigeria and Accra in Ghana.

We are recruiting to fill the position below:

Job Position: Credit Officer
Job Location: Port Harcourt, Rivers

Job Brief

• We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
• Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Calculate financial ratios (e.g. credit scores and interest rates)
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans

Requirements

• BSc in Banking and Finance, Economics or related field.
• Minimum of 2 years experience.
• Proven work experience as a Credit Officer, Loan Officer or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Customer service experience
• Not older than 29 years of age at next birthday

Method of Application
Interested and qualified candidates should send their CV to: recruitment.ph@michaelstevens-consulting.com with the "Job title" as the subject of the email.