Credit Officer Job at Michael Stevens Consulting


Michael Stevens Consulting - Founded in 1991 & headquartered in Nigeria, we are a leading business and management consulting firm with offices in 3 states in Nigeria and Accra in Ghana.

We are recruiting to fill the position below:

Job Position: Credit Officer
Job Location: Port Harcourt, Rivers

Job Brief

  • We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork.
  • Credit Officer responsibilities include preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience
    .
  • Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.

Responsibilities

  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans

Requirements

  • BSc in Banking and Finance, Economics or related field.
  • Minimum of 2 years experience.
  • Proven work experience as a Credit Officer, Loan Officer or similar role
  • Hands-on experience with lending procedures and products
  • Ability to create and process financial spreadsheets
  • Strong analytical skills
  • Customer service experience
  • Not older than 29 years of age at next birthday

Method of Application
Interested and qualified candidates should send their CV to: recruitment.ph@michaelstevens-consulting.com with the "Job title" as the subject of the email.

Click here to Apply