Loan Officer Job at Lendha

Lendha is a quick money lending platform. We provide facility for emergency funds, house / office / shop rent and lifestyle loans.

We are recruiting to fill the position below:

Job Title: Loan Officer

Location: Lagos
Function: Sale

Job Description

  • The individuals will help to evaluate and as act a liaison between customers and the company, where such individual will help qualified applicants acquire loans in a timely manner.

Responsibilities


  • Meet with loan applicants to identify their needs and collect information for loan applications.
  • Submit loan applications in a timely manner.
  • Prepare detailed loan proposals.
  • Reject loan applications and explain deficiencies to applicants.
  • Respond to applicants questions and resolve any loan-related issues.
  • Operate in compliance with laws and regulations.
  • Analyse active loan files on a regular basis and recommend solutions to speed up the loan process.
  • Complete loan contracts and teach clients on policies and regulations.
  • Interview applicants to define financial eligibility and establish debt payment plans.
  • Monitor and update account records.
  • Debt recovery.

Requirements

  • In-depth knowledge of computers and banking software.
  • Outstanding interpersonal and communication skills.
  • Customer service oriented with exceptional sales skills.
  • B.Sc Degree / HND in Finance or similar field.
  • A minimum of 1 year experience as a loan officer.
  • Solid understanding of local, state, and federal loan regulations.