Loan Recovery Officer Job at Talentpool Nigeria

Talentpool - Our client, a fast-growing fintech company committed to delivering innovative digital financial solutions, is recruiting to fill the position below:

Job Position: Loan Recovery Officer

Job Location: Surulere, Lagos
Employment Type: Full-time
Department: Credit / Finance
Reports to: Credit Manager / Operations Manager

Job Overview


  • Our client, a fast-growing fintech company committed to delivering innovative digital financial solutions, is seeking a proactive and results-driven Loan Recovery Officer to support effective credit management and loan repayment performance.
  • This role is responsible for managing loan recovery activities, engaging customers on repayment obligations, and implementing recovery strategies that minimize default risk while maintaining positive customer relationships.

Key Responsibilities

  • Follow up with clients on due and overdue loan repayments through calls, messages, and physical visits where necessary.
  • Maintain accurate records of loan accounts, payment schedules, and collection activities.
  • Negotiate repayment plans with customers in line with company policies.
  • Ensure timely recovery of loans while maintaining professional and respectful customer relations.
  • Prepare daily, weekly, and monthly collection reports.
  • Identify high-risk accounts and escalate issues to management when required.
  • Ensure compliance with company policies, legal guidelines, and ethical collection practices.
  • Collaborate with the credit and finance teams to resolve repayment issues.

Qualifications & Requirements

  • Minimum of OND / HND / Bachelor’s degree in Business, Finance, or a related field.
  • Prior experience in loan collection, credit control, or customer service is an advantage.
  • Strong communication, negotiation, and interpersonal skills.
  • Ability to work independently and meet collection targets.
  • High level of integrity, professionalism, and attention to detail.

Key Skills:

  • Loan recovery and debt collection
  • Customer engagement and negotiation
  • Record keeping and reporting
  • Time management and problem-solving.

Salary Range
N80,000 – N100,000 per month.

Benefits:

  • Pension, Health Insurance
  • Performance Incentive.

Method of Application 
Interested and qualified candidates should send their CV to: recruitment@talentpool.com.ng using “Loan Recovery Officer Application” as the subject of the email.