Credit Officer
Pruvia Integrated Limited - Our client, a key player in the Financial Institution is looking to recruit suitably qualified candidates to fill the position below:
Job Position: Credit Officer
Job Location: Lagos
Job Description
- To facilitate lending, credit worthiness, and risks to clients.
- The ideal candidate should possess an in-depth knowledge on sales and marketing with excellent track record of achievements.
Responsibilities
- Meet with clients to obtain information for loan applications and give details about the process.
- Explain to clients the different types of loans and credit options that are available as well as the terms of services.
- Assess clients’ financial status.
- Approve loans within specified limits and refer loan applications outside those limits to management for approval.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Evaluate credit worthiness and risks.
- Maintain updated records of loan applications.
- Follow up with clients about renewal
Requirements
- Proven work experience as a credit officer
- Strong analytical and interpersonal skills
- Must be target-oriented and commission driven.
- Minimum qualification, OND/HND/B.Sc
- Applicants must be within the age bracket of 22-35 years
- Applicants must reside within Oshodi, Lagos Island, and Iyana-Ipaja
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