Account Officer / Loan Officer / Business Development Executive Recruitment

Accion Microfinance Bank Limited  - Established in 2006, began operations in May 2007 on license from the Central Bank of Nigeria. Our management team comprises seasoned and distinguished professionals from diverse backgrounds complemented by the expertise of our technical partners, ACCION International. At Accion Microfinance Bank our core values, business philosophy and methodology distinguish us as one of the leading microfinance banks in Nigeria.

We are recruiting to fill the position below:

Job Position: Account Officer / Loan Officer / Business Development Executive

Job Locations: Lagos, Ogun, Ondo, Anambra, Edo, Delta, Rivers, Kano, Abuja, Abia and Akwa Ibom
Job Type: Full Time

Job Responsibilities

• Identify potential clients, build and maintain portfolio of quality clients rapidly and consistently to achieve assigned target within the specific period.
• Sensitize potential clients on all aspects of our loan process: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
• Develop an accurate evaluation of each client's capacity and willingness to repay the requested loan.
• Correctly complete loan application and evaluation process.
• Arrange and undertake business site visits, home verification and all other KYC requirements.
• Verify and cross-check all information relevant to the loan application and evaluation.
• Evaluate the willingness and capacity to repay by the client.
• Ensure a suitable guarantee is in place and documented.
• Develop relationships with each client to support the business success and cultivate loyalty.
• Monitor client business progress to identify any potential problem(s)
• Implement late repayment recovery procedures of Accion MfB.
• Achieve and maintain targets on portfolio at risk (PAR) management
• Monitor repayment reports daily and client behavior patterns.
• To build rapport within the community, business associations and leaders.
• Provide support to peers and others within Accion MfB in uplifting its values and policies.

Qualification & Experiences

• A minimum of BSC or HND in Marketing, Business Administration, Banking, Finance, Accounting, Economics, and/or related fields.
• Must have completed NYSC.
• Maximum of 7 years experience in microfinance lending.

Key Performance:

• Strong interpersonal skills.
• Honest and of high integrity.

Required Knowledge:

• Computer literacy.