Bank Loan Officer Job at Tribest Corporate Support Limited
Tribest Corporate Support Limited - Our client, a leading Financial Institution, is currently in the process of recruiting suitable and qualified candidates for the position below:
Job Position: Bank Loan Officer
Job Location: Nationwide
Employment Type: Full Time
- Evaluating credit worthiness by processing loan applications and documentation within specified limits
- Engaging applicants to determine financial eligibility and feasibility of granting loans
- Determining all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them to line managers or supervisor
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
- Οperate in compliance with laws and regulations and adhere to lending compliance guidelines
- B.Sc / HND / OND / NCE in any field
- Experience: 0 - 3 years
- Must not be more than 35 years old
- Passionate about LOAN SALES of bank products.
- Proven working experience as a Loan Officer
- Solid understanding of direct/indirect lending products and practices
- Exceptional time management, communication, and customer service skills.
- High level of accountability, efficiency, and accuracy.
- Good knowledge of MS Office especially Excel and Word
- Excellent communication and interpersonal skills
- High level of accountability, and accuracy.
- Ability to work in a goal oriented environment.
- Very attractive + HMO + Pension + Proximity (Salary: N45,000 - N80,000 monthly).
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