Consumer Finance Loan Officer Job at The Workplace Centre Limited
The Workplace Centre Limited - We are a World Class Skills Development and HR / ICT Consulting Services organisation that adds significant value to our clients and society.
We are recruiting to fill the position below:
Job Position: Consumer Finance Loan Officer
Job Location: Lagos
Job Description / Responsibilities
- Responsible for identifying, developing and closing consumer finance opportunities that are
- Evaluate credit worthiness by processing loan applications and documentation within specified limits and guidelines
- Maintain and update account records as well as ensuring effective loan monitoring to reduce loan portfolio at risk to the barest minimum
- Originated through direct-calling efforts, as well as achieving the assigned financial objectives
- Deliver timely, effective and compelling proposals about our organizations finance solutions uniquely structured for financing transactions for all clients either group or individuals;
- Assume full sales cycle responsibility including (but not limited to) business development and prospecting, managing existing and prospective client relationships, structuring of transactions in-line with product offerings and client relationship management
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Initiate and conduct meetings with both internal and external clients as may be required to facilitate new engagements.
- Update job knowledge on types of loans and other financial services
- Develop referral networks and a robust database
Requirements / Skills
- Marketing
- Credit and financial analysis
- Effective communication, writing and reporting
- Relationship management experience from the consumer finance companies listed above
- Customer base within the Telco’s, manufacturing, insurance, banking, power sectors is an advantage
- Minimum portfolio size previously managed >100m
- Self-starter, works with minimum supervision, has own client base that can be activated
- Must be able to do presentations
- 3-4 years unbroken experience in the industry.
- Experience in consumer finance / loan marketing is compulsory.
- Must have worked or currently working with a reputable financial institution.
Renumeration
Competitive and at par with industry standards.
How to Apply
Interested and qualified candidates should send their CV to: careers@workplacecentre.com with the subject "Consumer Finance Loan Officer".
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