Credit Officer Job at a reputable Bank

A fast-growing National Microfinance Bank with presence in all 36 states of the country is recruiting suitably qualified candidates to fill the position below:

Job Position: Credit Officer

Job Location: Nigeria
Reports To: Reports to Head of Credit / Team Lead

Primary Responsibilities

• Oversee organization’s lending process i.e evaluating client’s creditworthiness, creating risk preding credit sconng models, analyzing potential revenues and losses for the organization.
• Calculate and set interest rates, negotiate loan terms with clients.
• Monitor payments, records maintenance.
• Ensuring that all lending procedures comply with industry regulations.
• Review and develop update company credit policies.

Qualifications

• B.Sc/BA /HND in Economics, Banking, Accounts, Business Administration / Management

Experience Level (Supervisory / Management):

• Minimum 2 years within banking or financial sector.
• Advanced knowledge of Microsoft Excel, creation and analysis of spreadsheets (experience with microfinance banking is an added advantage).

Personality:

• Energetic, driven, adaptable, willing to team and work under supervision, team spirit, problem-solving skills, willingness to relocate.
• Should not be older than 30 years of age.

Method of Application
Interested and qualified candidates should send their CV and Cover Letter to: BECMFBN@gmail.com using the "Job Title" as the subject of the email.