CREDIT OFFICER (LAGOS STATE)
ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS STATE.
- MUSHIN
- ISOLO
- COUNCIL
- EJIGBO
- SATELLITE
- FESTAC
- ALAGBOLE
- OSHODI
Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.
RESPONSIBILITIES
- Review loan requests
- Assess clients’ financial status
- Evaluate creditworthiness and risks
- Contact clients to gather financial data and documentation
- Analyse risks and approve or reject loan requests
- Set up payment plans
- Maintain updated records of loan applications
- Follow up with clients about loan renewals
- Monitor progress of existing loans
- Daily & weekly repayment collection
REQUIREMENTS AND SKILLS
- Proven work experience as a Credit Officer, Loan Officer or similar role
- Hands-on experience with lending procedures and products
- Ability to create and process financial spreadsheets
- Strong analytical skills
- Excellent communication and interpersonal skills
- Customer service experience
- NCE/OND/HND/BSc in Banking and Finance, Economics, or related field
BENEFITS:
Starting Salary: 104,000
Monthly incentive
Pension
Bi-annual Profit Sharing
HMO
Flexible working hour 11am – 6pm
Yearly appraisal
Salary review based on performance
METHOD OF APPLICATION
Interested and qualified candidates should forward their CV to career@entourageloans.com/career.entourageint@gmail.com using the position and location as the subject of the email. E.g., CREDIT OFFICER/MUSHIN
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