Entry level Loan Officer Recruitment at LIBRA RELIANCE LTD


Libra Reliance Limited is a leading Investment Management company in Nigeria actively operating and providing services in Real Estate Development and Management, Financial Services and Automobile Trading.

We are recruiting to fill the position below:

Job Position: Loan Officer
Job Location
: Lagos
Employment Type: Full Time
Job level: Entry level

Job Summary

  • We are looking for loan officers to evaluate, authorize approval or deny loan applications for people or for business.

Job Description

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the loan application process
  • Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization.

Requirements

  • Minimum qualification: OND
  • Proven working experience as a loan officer
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment.
  • Serving NYSC members can also apply
  • Proximity to Ketu/Mile 12 and environs is a must.

How to Apply
Interested and qualified candidates should send their CV to: eze.mary@librareliance.com using the Job Title as the subject of the mail.