Internal Audit & Fraud Management Manager Job at Carbon Nigeria

Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset. 

We are recruiting to fill the position below:

Job Position: Internal Audit & Fraud Management Manager

Job Location: Lagos
Employment Type: Full time
Department: Compliance

About the role

• The Manager, Internal Audit & Fraud Management is responsible for analyzing moderate to complex account activity utilizing various fraud tools to detect and prevent fraudulent activity.
• Identifies and escalates to Senior Management and the Board Risk and Audit Committee, any suspected, alleged, or known internal and external fraud investigations against Carbon and its customers. 
• In addition to investigations, you will be responsible for researching and identifying all possible avenues to the recovery of funds and/or property obtained by such fraud, and coordinate with appropriate law enforcement agencies to help identify and facilitate the prosecution of the person(s) perpetrating such fraud. 
• Ensures compliance with established Bank policies and procedures, supporting the Fraud Risk- Management Integrated Framework as well as identifying and reducing all business and financial risks through effective implementation and monitoring of controls.
• This position will report to the Board Risk and Audit Committee and to the Managing Director.

Responsibilities

• Perform fundamental SQL database queries to accurately update financial fraud trends.
• Identify and assess areas of significant business risk.
• Conduct in-depth investigations of suspicious financial activity, such as suspected money-laundering and terrorist financing efforts.
• Ensure complete, accurate, and timely audit information is reported to Management.
• Excellent analytical and problem-solving skills with the ability to identify risk and develop effective solutions
• Conduct deep dives into account and transaction activity to identify and expand upon existing Fraud and Anti-Money Laundering (AML) typologies;
• Overall supervision of planned annual audits.
• Overseeing risk-based audits covering operational and financial processes.
• Investigate suspicious activities, allegations of fraud, and misconduct in accordance with established protocols and legal requirements.
• Strong knowledge of auditing principles, forensic investigation techniques, and fraud detection methods.
• Analyze financial data to detect irregularities in areas such as billing trends, financial relationships, and regulatory compliance procedures.
• Identify and reduce all business and financial risks through effective implementation and monitoring of controls.
• Preparing and implementing the internal audit plan.

Requirements

• At least a Bachelor's degree in related fields, with at least 4 years of analytical experience in the financial services industry or a top-tier audit firm.
• Professional certification such as Certified Fraud Examiner (CFE) or Certified Internal Auditor (CIA) is highly desirable.
• Ability to work efficiently and independently in a fast-paced, high-volume, and technology-driven environment;
• Experience in SQL, Root Cause/Impact Analysis, and familiarity with Tableau or another BI tool
• Ability to think critically and strategically and act proactively to create strong trust and confidence with business units.
• Well-organized with brilliant problem-solving skills and the ability to constantly deliver on tight deadlines.
• Passionate about improving an organization's internal control structure.
• Strong oral and written communication skills;
• Must possess excellent communication, and report writing skills and be detailed oriented;
• Must have knowledge of provider facility payment methodology, claims processing systems, and coding and billing proficiency;
• Strong tech  skills, along with the ability to use fraud/abuse data mining tools are required;
• Meticulous attention to detail with the ability to multitask.