Addosser Microfinance Bank Recruitment for a Micro Relationship Officer

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

We are recruiting to fill the position below:

Job Position: Micro Relationship Officer
Job Locations: Lagos Island, Mainland - Lagos

Main Responsibilities

• Sourcing for Micro loan clients in identified market zones.
• Creation of quality risk assets monthly.
• Rendering financial advice to customers.
• Ensure credit appraisal & cash flow analysis of clients.
• Ability to analyze and interpret financial statements.
• Loan packaging and documentation.
• Conducts credit check on borrowers and their guarantors.
• Follow up on delinquent loans & immediately refer same to supervisor.
• Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
• Ensure all approved loan are disbursed timely.
• Ensure PAR is within the tolerable level as specified by management.

Relevant Skills, Qualification, Attributes and Experience

• HND / University Degree in Banking, Accounting, Economics or other related fields.
• At least 2 - 3 years experience in a Micro Finance Institution.
• Good understanding of the business process.
• Applicant must be Hardworking.
• Must be a self-motivated person.
• Excellent interpersonal & numerical skills.
• Excellent team player.

Method of Application
Interested and qualified candidates should send their Curriculum Vitae to: careers@addosser.com using the job title as the subject of the mail.