Addosser Microfinance Bank Recruitment for a Micro Relationship Officer
Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.
We are recruiting to fill the position below:
Job Position: Micro Relationship Officer
Job Locations: Lagos Island, Mainland - Lagos
Main Responsibilities
- Sourcing for Micro loan clients in identified market zones.
- Creation of quality risk assets monthly.
- Rendering financial advice to customers.
- Ensure credit appraisal & cash flow analysis of clients.
- Ability to analyze and interpret financial statements.
- Loan packaging and documentation.
- Conducts credit check on borrowers and their guarantors.
- Follow up on delinquent loans & immediately refer same to supervisor.
- Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentation duly completed, executed and submitted.
- Ensure all approved loan are disbursed timely.
- Ensure PAR is within the tolerable level as specified by management.
Relevant Skills, Qualification, Attributes and Experience
- HND / University Degree in Banking, Accounting, Economics or other related fields.
- At least 2 - 3 years experience in a Micro Finance Institution.
- Good understanding of the business process.
- Applicant must be Hardworking.
- Must be a self-motivated person.
- Excellent interpersonal & numerical skills.
- Excellent team player.
Method of Application
Interested and qualified candidates should send their Curriculum Vitae to: careers@addosser.com using the job title as the subject of the mail.
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