Field Recovery Officer Job at Beyond Credit Limited

Beyond Credit Limited - We are more than just a financial institution; we are a catalyst for change, focusing on empowering low-income entrepreneurs across Africa.We take pride in being a trusted financial institution dedicated to providing tailored solutions to individual business owners. We understand that every business journey is unique, and we are here to support your dreams and aspirations. We provide affordable and flexible loans tailored to entrepreneurs. Additionally, our loans are backed with insurance to cover risks such as death and fire.

We are recruiting to fill the position below:

Job Position: Field Recovery Officer

Job Location: Lagos 
Employment Type: Full-time
Area of coverage: Ijaiye, Egbeda and Sango

Job Description

• Recover bad debts from debtors who show an unwillingness to pay back the loan taken.
• Conduct regular reviews and visits to clients with outstanding loan portfolios at risk.
• Daily review of all the outstanding and overdue loan clients.
• Make regular reports and suggestions to the bank on actions required to protect its funds from bad loan clients.
• Recovery of classified loans.
• Initiates the process to prosecute hardcore debtors in line with the guiding bank policy,
• Negotiate work out plans with willing debtors.
• Liaise with branches to manage and monitor non-performing loans.
• Any other responsibilities that may be assigned by the immediate supervisor.

Job Requirements

• Candidates should possess an HND or a B.Sc Degree
• 1 – 3 Years of experience in Recovery in a Microfinance Institution
• Excellent communication skills
• Good analytical and negotiation skills with experience
• Great planning and multitasking skills to ensure the delivery of excellent jobs
• Exceptional interpersonal skills, listening skills and ability to communicate and negotiate with debtors
• Articulate and result-oriented
• High level of integrity
• Ability to keep records and be a great team player
• Must possess a strong methodical approach to complete the assigned task
• Accurate, organised and motivated
• Previous loan recovery experience.

Benefits

• HMO cover
• Pension plan
• 13th Month Salary
• Performance Incentive
• Transport Allowance.

Method of Application 
Interested and qualified candidates should send their CV to: recruitment@beyondcredit.com.ng using "Field Recovery Officer- Lagos" as the subject of the email.