Job Vacancies at Beyond Credit Limited

Beyond Credit Limited - In Sub-Saharan Africa, approximately 350 million adults lack access to formal financial services, with Nigeria alone accounting for over 10 percent of this number. Without the right financial services, the poor struggle to withstand financial shocks, perpetually trapped in the vicious cycle of poverty.

Beyond Credit Limited was created with this problem in mind, recognizing poverty as one of the greatest injustices that mankind sustains. It manifests itself through various outcomes, including hunger, malnutrition, high infant mortality, low life expectancy, illiteracy in children, and crime.

We are recruiting to fill the following positions below:

1.) Business Development Manager

Job Location: Ketu, Lagos
Employment Type: Full-time

Job Summary

• The Business Development Manager (BDM) is responsible for driving business growth, expanding the customer base, and ensuring sustainable portfolio performance.
• The ideal candidate will demonstrate strong leadership, a deep understanding of microfinance operations, and a proven ability to achieve business and performance targets.
• The role reports directly to the Head of Growth and involves strategic planning, market expansion, and team supervision.

Key Responsibilities

• Develop and implement strategic plans to achieve sales targets and expand the company’s market presence.
• Identify new business opportunities, partnerships, and market segments for growth.
• Supervise and support branch teams to meet and exceed business objectives.
• Monitor and analyze branch and regional performance, recommending improvement strategies where necessary.
• Lead the development and execution of loan products and marketing initiatives tailored to target markets.
• Drive customer acquisition, retention, and satisfaction through consistent engagement and quality service delivery.
• Conduct market research and competitor analysis to inform business strategy.
• Ensure strong loan portfolio quality and compliance with organizational policies.
• Provide leadership, mentorship, and motivation to field officers and branch managers.
• Prepare periodic business performance reports for management review.
• Represent the organization professionally in external stakeholder engagements.
• Perform any other duties as assigned by management.

Requirements and Qualifications

• B.Sc./HND in Business Administration, Marketing, Economics, or a related discipline.
• Minimum of 4 years of relevant experience in a Microfinance Institution (MFI) — MFI experience is essential.
• Proven success in sales, business strategy, and loan portfolio management.
• Strong leadership, negotiation, and interpersonal skills.
• Proficiency in Microsoft Office Suite.
• Excellent analytical, problem-solving, and communication skills.

Compensation and Benefits

• N250,000 – N300,000 Net Monthly Salary
• Transport Allowance
• Performance-Based Incentives
• 13th-Month Salary
• Annual Leave and Leave Management
• Health Maintenance Organization (HMO) Coverage

Application Closing Date: 31st October, 2025.

Method of Application 
Interested and qualified candidates should send their CVs to: recruitment@beyondcredit.com.ng using the Job Position as the subject of the email. as the subject of the email. 

Note: Only shortlisted candidates will be contacted.

2.) Field Recovery Officer

Job Locations: Sango, Ijaiye & Egbeda - Lagos
Employment Type: Full-time

Key Responsibilities

• Recover overdue loans and manage non-performing clients
• Field visits and follow-ups with debtors
• Monitor daily overdue portfolio and provide action reports
• Negotiate repayment plans and escalate hard-core cases when required
• Work closely with branches to reduce loan losses.

Requirements

• HND / B.Sc with 1 – 3 years of recovery experience (Microfinance preferred)
• Strong communication & negotiation skills
• Organized, analytical, and result-driven
• High integrity and excellent record-keeping.

Benefits

• N120,000 – N130,000 per month.
• HMO 
• Pension 
• 13th Month
• Transport Allowance 
• Performance Incentives

Application Closing Date: 29th November, 2025.

Method of Application 
Interested and qualified candidates shold Send their CV to: recruitment@beyondcredit.com.ng using "Field Recovery Officer – Lagos" as the subject of the mail.

3.) Internal Control Officer

Job Location: Ikeja, Allen - Lagos

Responsibilities

• Conduct daily call-over of transactions.
• Carry out spot checks and cash counts.
• Review petty cash for budgetary control.
• Confirm and review all branch purchases.
• Perform periodic sampling/full audit of Loan Officers.
• Review KYC compliance for all new customer registrations daily.
• Review loan disbursements, closures, and savings withdrawals on a daily basis.
• Prepare monitoring and inspection reports.
• Ensure compliance with internal policies and regulatory requirements.

Requirements

• HND / B.Sc. in Accounting, Economics, or other numerate disciplines.
• Minimum of 2 years of relevant work experience in a similar capacity.
• Proficient in the use of MS Office applications (Excel, Word, PowerPoint).
• Excellent attention to detail and ability to maintain a high level of confidentiality.
• Proximity to the office location (Ikeja) is essential.

Benefits

• Salary: N130,000 – N150,000 (Net) monthly.
• Health Maintenance Organization (HMO) coverage
• Annual leave and leave allowance
• 13th-month salary
• Professional and career growth opportunities
• Supportive and collaborative work environment.

Application Closing Date: 31st October, 2025.

Method of Application
Interested and qualified candidates should send their CV / Resume to: recruitment@beyondcredit.com.ng using the Job Position and specific location as the subject of the email. Example: Internal Control Officer – Lagos