Loan Officer Job at Michael Stevens Consulting

Michael Stevens Consulting - Our client, a reputable Financial Institution requires the services of suitably qualified candidate to fill the position below:

Job Position: Loan Officer

Job Location: Rivers

Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements

• Proven working experience as a loan officer
• Familiarity with computers and banking applications / software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• HND / B.Sc. degree in Finance, Economics or a related field.

How to Apply
Interested and qualified candidates should send their CV to: ms.consulting@live.com with "Job Title" as subject of the email.