Loan Officer Job at Michael Stevens Consulting


Michael Stevens Consulting - Our client, a reputable Financial Institution requires the services of suitably qualified candidate to fill the position below:

Job Position: Loan Officer

Job Location: Rivers

Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements

  • Proven working experience as a loan officer
  • Familiarity with computers and banking applications / software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • HND / B.Sc. degree in Finance, Economics or a related field.

How to Apply
Interested and qualified candidates should send their CV to: ms.consulting@live.com with "Job Title" as subject of the email.