Retail SME Officer Job at Access Bank Plc

Access Bank Plc is a financial institution with presence in 9 countries in Africa and the United Kingdom and in all major cities in Nigeria. Also referred to as the Africa's Bank of Best Practice, Access Bank operates on a platform of strong ethics, governance and professionalism.

We are recruiting to fill the position below:

Job Position: Retail SME Officer

Job Locations: Abuja, Sokoto, and Jigawa
Job Type: Full-time

Description

• We are recruiting motivated and results-driven professionals to join our Retail SME Banking team in Abuja, Sokoto, and Jigawa.
• Successful candidates will be responsible for building strong SME relationships, driving customer acquisition, and delivering growth in lending, deposits, and other retail SME products.

Responsibilities

• Source, acquire, and manage SME and retail business customers in assigned markets.
• Drive growth in loan portfolios, deposits, and revenue-generating products.
• Conduct credit analysis, prepare proposals, and ensure portfolio quality.
• Cross-sell retail SME products (lending, deposits, payments, trade finance).
• Build and maintain long-term customer relationships.
• Support branch performance through business development initiatives and market engagement.
• Ensure compliance with regulatory and risk management policies.

Requirements

• First Degree in any Business-related discipline (Master’s/professional qualification is an advantage).
• Minimum 5–7 years of relevant experience in SME or retail banking, credit, or financial services marketing.
• Strong understanding of SME markets in Abuja, Sokoto, or Jigawa.
• Proven track record in sales, relationship management, and portfolio growth.
• Excellent communication, negotiation, and credit analysis skills.

Benefits

• Opportunity to grow SME banking in emerging markets.
• Competitive salary with performance-based incentives.
• Career development and professional growth opportunities.