Credit Risk Analyst Job at Grace Moni Limited
Grace Moni Limited is a financial services provider at the nexus of technology and professional financial services in Africa. We were birthed to address a gap in financial inclusion, in line with the Maya Declaration; a global initiative for responsible and sustainable financial inclusion that aims to reduce poverty and ensure financial stability for the benefit of all.
We are recruiting to fill the position below:
Job Position: Credit Risk Analyst
Job Location: Jabi, Abuja (FCT)
Employment Type: Full-time
Roles and Objectives
- Credit Assessment: Conduct a thorough analysis of loan applications to assess the creditworthiness of borrowers.
- Risk Identification: Identify and quantify potential credit risks associated with lending activities.
- Credit Scoring and Modeling: Develop and implement credit scoring models and statistical techniques to quantify credit risk.
- Portfolio Monitoring: Monitor the company's loan portfolio continuously to identify emerging credit risks and trends.
- Stress Testing and Scenario Analysis: Conduct stress testing and scenario analysis to assess the potential impact of adverse economic conditions or unexpected events on the loan portfolio.
- Reporting and Communication: Prepare regular reports and presentations for senior management and stakeholders on credit risk metrics, portfolio performance, and emerging trends.
- Risk Mitigation Strategies: Develop and implement strategies to mitigate credit risk exposure.
- Regulatory Compliance: Ensure compliance with regulatory requirements and industry standards related to credit risk management.
- Credit Policy Development: Assist in developing and updating credit policies and underwriting guidelines to ensure consistency and adherence to risk management principles.
- Continuous Improvement: Continuously monitor industry best practices, emerging trends, and technological advancements in credit risk management.
Requirements
- B.Sc
- Male
- 2-3 years of experience
- Resident within Abuja
- Sales and negotiation skills
- Leadership abilities
- Strategic thinking
Benefits
- Salary: N100,000 - N120,000 monthly.
- Housing allowance
- Pension
- Existing day-to-day commission
Method of Application
Interested and qualified candidates should send their CV and Application Letter to: hr@gracemonilimited.com using the Job Position as the subject of the email.
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