Loan Officer Job at LIBRA RELIANCE LTD

Libra Reliance Limited is a leading Investment Management company in Nigeria actively operating and providing services in Real Estate Development and Management, Financial Services and Automobile Trading.

We are recruiting to fill the position below:

Job Position: Loan Officer
Job Location:
 Lagos

Job Summary

  • You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely manner.

Job Description


  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the loan application process
  • Utilize professional judgment to determine which potential borrowers represent good risk opportunities for the organization.

Requirements

  • Proven working experience as a loan officer
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Serving NYSC members are encouraged to apply
  • Proximity to Iyana Ipaja, Lagos Island, Ojodu-Berger and Oshodi and their environs is a must
  • Minimum requirement of OND qualification

How to Apply
Interested and qualified candidates should send their Application Letter and CV to: eze.mary@librareliance.com using the "Job Title" as the subject of the mail.