Risk Advisor Job at Unitrust Insurance Company Limited

Unitrust Insurance Company Limited, a Nigerian-based insurance firm that provides a wide range of general insurance products and services. Licensed and regulated by the National Insurance Commission (NAICOM), Unitrust offers coverage options including motor insurance, marine, fire and special perils, group life, and travel insurance, among others.

The company focuses on delivering reliable risk management solutions tailored to individuals, businesses, and corporate organizations. With a mission centered on innovation, customer satisfaction, and financial strength, Unitrust aims to provide protection and peace of mind for clients while promoting trust and professionalism in Nigeria’s insurance sector.

Their website typically features product details, online claim submission, quote requests, corporate information, and customer service contact options.

Job Position: Risk Advisor

Job Location: Victoria Island, Lagos

Job Description

Responsibilities:

Client Assessment and Consultation:

• Conduct thorough risk assessments for individual and business clients.
• Analyze clients' financial status, objectives, and risk tolerance.
• Provide expert advice on risk management and mitigation strategies.
• Educate clients on various insurance products and coverage options.

Sales and Relationship Management:

•  Develop and maintain strong relationships with clients to understand their evolving needs.
•  Identify opportunities to cross-sell and upsell insurance products.
•  Prepare and present insurance proposals, ensuring clients understand policy terms and conditions.
• Assist clients in the application and underwriting process.

Market Analysis and Strategy:

•  Stay updated on industry trends, regulatory changes, and emerging risks.
•  Conduct competitive analysis to identify market opportunities.
•  Collaborate with the sales team to develop and implement effective sales strategies.

Compliance and Documentation:

• Ensure all client interactions and transactions comply with regulatory requirements and company policies.
•  Maintain accurate and up-to-date client records and documentation.
• Assist in the development and implementation of risk management policies and procedures.

Requirements:

•  OND/HND in Business, Finance, Insurance, or a related field.
•  Relevant certifications such as Certified Risk Manager (CRM) is an added advantage.
•  Minimum of 1 year of experience in insurance sales or risk management.
•  Proven track record of achieving sales targets and building client relationships.
•  Strong analytical and problem-solving skills.
•  Excellent communication and interpersonal skills.
• Ability to explain complex insurance concepts clearly and understandably.
•  Proficient in Microsoft Office Suite and CRM software.

Personal Attributes:

•  Highly motivated and results-oriented.
•  Strong ethical standards and integrity.
•  Ability to work independently and as part of a team.
•  Detail-oriented with strong organizational skills.

Benefits:

•  Competitive salary and commission structure.
•  Health, dental, and vision insurance.
•  Retirement savings plan.
•  Professional development opportunities.
•  Flexible work environment.

Unitrust Insurance is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Method of Application

Interested and qualified candidates should send their CV to: nmaduekwe@unitrustinsurance.com