Job Vacncies at Opticom Finance Limited

Opticom Finance Limited is a Non-Bank Financial Company operating since 1998. We are licensed and permitted by the Central Bank of Nigeria to offer a wide range of financial products and services.

We are recruiting to fill the following positions below:

1.) Head of Risk Management

Job Location: Lagos
Job Type: Full Time

Responsibilities


  • Develop the risk management frame'M)rk and related policies including the credit policy.
  • Manage all cross-enterprise risks including credit, market, and operational risks.
  • Manage credit concentration risks by recommending concentration limits at obligor and sector levels (where appropriate), and enforcing the limits.
  • Establish a mechanism for reporting excess/exceptions above approved limits.
  • Develop product papers and recommend risk acceptance criteria for different products and customer segments.
  • Ensure the timely review and analysis Of credit requests from individuals and corporates.
  • Ensure loan accounts are properly booked on the company's Core Banking System.
  • Ensure credit files are complete and properly maintained in the file room.
  • Monitor the credit portfolio, provide periodic reports on past due obligations, and esca late deviations and covenant breaches to Executive Management as required.
  • Review credit memos and make recommendations to the approving authorities as appropriate.
  • Review and approve loan disbursement schedules.
  • Review offer letters and loa n/lease agreements.
  • Ensure all cross-enterprise risks are properly mitigated and controlled.
  • Perform any other duty as directed by the Managing Director.

Requirements

  • Minimum of BSc. or HND degree in Accounting or any related discipline.
  • Minimum of 10 years of post-qualification experience.
  • MBA or M.Sc. in Accounting or any Finance related field would be an added advantage
  • Excellent written and oral communication skills. proven working experience as a Risk Management professional.
  • Technology sawy, and high level of proficiency in MS. Office (particularly MS. Excel).

Method of Application
Interested and qualified candidates should send their Resume and Application Letter to: career@opticomfinance.com using the Job Position as the subject of the mail.

 

 

2.) IT Support Officer

Job Location: Lagos
Job Type: Full Time

Responsibilities

  • Maintain and update WordPress websites
  • Install and configure computer hardware operating systems and applications
  • Monitor and maintain computer systems and networks
  • Communicate with staff and clients, either face-to-face or on the telephone, to help set up systems or resolve issues
  • Troubleshoot system and network problems; diagnose and resolve hardware or software faults
  • Install and configure servers to meet organizational requirements.
  • Provide first-level support to other branches or remote locations
  • Administer and maintain printers, including installation, configuration, and troubleshooting
  • Replace hardware parts as required
  • Test and evaluate new technology
  • Provide support during the roll-out of new applications
  • Manage and maintain Active Directory services.
  • Oversee and uphold database operations.
  • Utilize cloud services, particularly AWS, for infrastructure and data management.
  • Create and edit graphic designs for various purposes
  • Set up new users' accounts and profiles, and resolve log-in issues
  • Respond within agreed time limits to call-outs

Requirements

  • Minimum of BSc. or HND in Computer Science
  • 2-4 years of post qualification experience
  • Excellent written and oral communication skills
  • Proficiency in Graphics and design software
  • Technology savvy, and high level of proficiency in MS. Office (particularly MS. Excel)

Method of Application
Interested and qualified candidates should send their Resume and Application Letter to: career@opticomfinance.com using the Job Position as the subject of the mail.

 

 

3.) Marketing Officer

Job Location: Lagos
Job Type: Full Time

Responsibilities

  • Distribute the Company's marketing/promotional materials (e.g. flyers, digital marketing posts, etc.) to existing and prospective customers.
  • Participate in other marketing/promotional initiatives established by the
  • Company (e.g. road shows, market storms, customer forums, etc.).
  • Identify customers that meet the company's risk acceptance criteria.
  • Identify and assess the needs of existing and prospective customers.
  • Reach out to prospective customers through cold calls.
  • Sell the company's products and services to prospective customers.
  • Provide support and assistance in tracing and/or following up with acquired customers to remedy delinquent accounts.
  • Achieve the agreed sales targets and outcomes within schedule.
  • Cross-sell new products and services to existing customers.
  • Maintain business relationships with existing and potential customers.
  • Follow-up with other employees of the Company to ensure customer transactions are timely processed, and any challenges or customer complaints are timely resolved.
  • Track sales performance, and provide status reports on prospects, commitments, and executed transactions.
  • Provide reports on customer needs, problems, interests, competitive activities, and potential for new products and services.

Requirements

  • Minimum of BSc. or HND Degree in any discipline from a recognized institution, for Marketing Officers.
  • Minimum of 5 years of working experience.
  • Sales & Marketing experience in the Financial Services Industry is mandatory.
  • Excellent written and oral communication skills.

Method of Application
Interested and qualified candidates should send their Resume and Application Letter to: career@opticomfinance.com using the Job Position as the subject of the mail.